Ing. Francesca Dobrovská
I will compare offers from all banks for you and handle all the paperwork. You will only need to visit the bank to sign the prepared documents. My services are free for you.
Consultations always free No commitment A reply within 24 hours
For most people, a mortgage is the biggest financial commitment of their lives. Yet, many sign it at the first bank they visit.
I look for solutions across the whole market, not inside a single bank or insurer.
Home financing is often associated with stress and many questions. My role is to guide you through the entire process with a clear perspective, explain everything in plain language, and help you choose the best solution without any pressure.
Under one roof I compare offers from banks and insurers across the market
Three steps. The first one commits you to nothing.
I use the rates banks are offering today — from 3,39 % (UniCredit, 3-year fixed period). I will prepare exact figures for our meeting.
The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.
Rates updated on 21.09.2026.
Five steps that are the same for every client at myLife.
We get to know each other and I explain what I do.
We go through your goals, your options and your priorities.
A solution built around what you actually need.
I take care of the paperwork from start to finish.
We keep building your wealth together over the years.
It costs you nothing. The bank pays me a commission from its own costs after the loan is approved — your interest rate or fees are not increased by this. I compare all banks, so I recommend the most advantageous one for you, not for me.
Often, yes. There are various financing combinations, and banks have different requirements. These are precisely the situations where an advisor makes the biggest difference.
Yes, but banks assess such incomes very differently. I will select those most accommodating to your situation and prepare the application for approval.
I will calculate it for free. If refinancing doesn't save you money, I'll tell you honestly, and you can stay where you are.
Typically 2 to 4 weeks from document submission. A properly prepared application helps us avoid rejections and delays.
I will get back to you within 24 hours. The consultation is non-binding and free.
Pick a time that suits you. Where we meet: online via Google Meet. It takes 60 minutes.
Leave me your contact details and a short note on what I can help with.
Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.
Ing. Francesca Dobrovská
I usually reply within a few hours
Hello, Ing. Francesca Dobrovská here. If anything on the page is unclear, or you would rather go straight to your own situation, write to me — I will get back to you personally.
Your message reached me. I will reply to the e-mail you left.
